About ZhunMoney

ZhunMoney is an independent set of CPF and money calculators for Singapore — in English and Chinese, free, with no signup and every assumption shown.

Why it exists

The official tools (CPF Board, IRAS) are authoritative but scattered and clinical. Most commercial finance sites answer your question with a sales funnel. ZhunMoney sits in the gap: a fast answer, the workings in plain view, and the trade-offs said out loud.

Who's behind it

One person — a Singapore-based engineer who got tired of explaining CPF maths to friends and decided to write it down properly. Not a financial adviser, not a bank, not affiliated with CPF Board or IRAS. That independence is the point: there is no product to sell you.

How it makes money

Display ads (Google AdSense), clearly labelled. No affiliate links, no sponsored placement, no "recommended products". Ads never influence a number — see Disclosure.

How it's run

Rules are verified against primary sources on a schedule and the evidence is public: Sources & rules, Method, Corrections. When we're wrong, we say so in public, with a date.